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3 Reasons to Choose BMO for Your next mortgageCurrent BMO Mortgage Rates ; Term, Posted Rate, APR ; 6-month fixed open, %, % ; 6-month convertible fixed rate, %, % ; 1-year. BMO. %, %, %, %. CIBC. %, %, %, %. National Bank of Ontario mortgage rates � New Brunswick mortgage rates � Nova Scotia. Prime & Base Rates at BMO. Canada Prime Rate: %. CAD Deposit Reference rate: %. USD Deposit Reference rate: %. US Base Rate: % %.