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How to CORRECTLY Dispute a BMO Debit Card Charge (2024)Don't use your debit card abroad. Use a credit card instead because they offer FAR better consumer protection. Get a better bank account. WS. If you determin that you need Jamaican dollars, you probably should take your ScotiaBank debit card with you and take out some of the Jamaican. Planning a trip to outside of the country? Make sure you are prepared by ordering currency before hand. Learn how you can order the currency you need online.