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BMO Cash Back Credit Card Review - BEST Credit Card in 2024?!BMO AIR MILES� Mastercard* for students is a card: has no annual fee; giving you up to AIR MILES as a welcome bonus. insurance-advisor.info's Award Winner � Best Student Credit Card; Welcome offer: Get 5% cash back in your first 3 months*; Then get 3% cash back on. Support University Of Waterloo Student while using your BMO credit card, and earn AIR MILES Reward Miles to redeem for merchandise, travel and more.