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BEST CD Rates 2024 - Lock in 5%+ Interest While You Can!Use the below calculator to determine exactly how much you could earn with a BMO CD. Simply plug in your opening deposit, the CD's term length and the APY, and. How much can you earn with a BMO CD? ; 24 months. % ; 25 months (CD Special). % ; 30 months. % ; 35 months (CD Special). %. Grow your savings with our high-yield online-only CD s. No minimum balance. $0 minimum opening deposit. 6 available fixed terms (6 months to 60 months).