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Learn how the BMO Homeowner ReadiLine� worksThe mortgage lender offers various borrower incentives and types of home loans. BMO (previously BMO Harris) is a mortgage lender in the U.S. and. Check out BMO's current mortgage rates and find the one that's best for you. Explore our variable rates, fixed rates, and specials. Use our local directory to find an American BMO Mortgage Specialist near you. Speak with experienced professionals who can help you through the home buying.