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Don�t Know if You Qualify for Tesla Financing? Do This NowFor our loan application, it was approved within like 24/48 hours. Great, no issues so far. A couple weeks ago, I got an email from Tesla saying. It takes less than 24 hours for a decision and in most cases less than an hour. Upvote. There is no minimum credit score required for financing a Tesla and you can get a loan as long as you are in eligible states. Related Resources.