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I got the same thing. The BMO teller told me % but when I signed the paperwork it was prime + % = currently %. I still accepted as I. If you have any questions and would like to speak to a lending specialist immediately, please call us at CALL-BMO () or the TTY Service (1. Get ongoing access to the money you need with a personal line of credit from BMO. Check out today's rates and contact us today.